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2 posts tagged Wage Garnishment, newest first.
The Consumer Credit Protection Act caps how much a creditor can take from a paycheck, but state law often takes less. This post explains the federal floor, the common state overlay, and the protections that matter most when a garnishment lands.
Most consumer creditors can take at most 25% of your disposable earnings, or the amount your weekly pay exceeds 30 times the federal minimum wage, whichever is less, under federal law. Child support, taxes, and student loans follow different rules with higher ceilings. Here is what each creditor can take and where your protections are.