Credit Report Analyzer
AI-powered analysis of your Experian, TransUnion, and Equifax reports
- Extract & classify every tradeline
- Flag FCRA/FDCPA violations
- Identify time-barred debts
- Detect duplicate accounts
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Your Legal Guide
Quick actions:
Quick actions:Credit Defense & Dispute Platform
Bring credit report analysis, dispute preparation, online dispute resolution, and attorney support into one workflow.
This is an educational self-help tool providing information about your FCRA rights—not legal advice. Results vary and are not guaranteed.
Your workflow
Defend your credit in 4 AI-powered steps.
Upload your credit report from Experian, TransUnion, or Equifax
Our AI scans for errors, violations, and removable items
Create custom dispute letters citing FCRA/FDCPA violations
Monitor responses and escalate to ODR or attorneys if needed
One connected toolkit
AI-powered tools to analyze, dispute, and resolve credit issues faster than ever.
AI-powered analysis of your Experian, TransUnion, and Equifax reports
Generate legally optimized dispute letters for each issue
Instant analysis of collection letters and notices
Unified timeline showing all disputes and responses
Automatic detection of when you need legal help
See how disputes will affect your credit score
The only platform that combines AI analysis with legal escalation.
Our AI is trained on FCRA statutes, FDCPA regulations, and CFPB guidance to identify violations others miss
Get professional credit repair at a fraction of traditional costs. Most analyses complete in under 5 minutes
When AI isn't enough, seamlessly escalate to ODR mediation or connect with consumer rights attorneys
From information to a plan
See what insights you'll receive.
Illustrative example. Figures are not predictions, averages, or a representation of results you should expect.
Illustrative example
3 Bureau Analysis · 847 Items Reviewed · 23 Issues Detected
File disputes with all 3 bureaus for time-barred debts. High likelihood of removal based on FCRA statute of limitations. Expected timeline: 30-45 days.
Get My Full AnalysisSupport when you need it
Start with AI, escalate to mediation, or connect with a consumer rights attorney.
Get instant AI-powered credit report analysis and dispute letter generation.
Recommended
Escalate complex disputes to our Online Dispute Resolution platform.
Connect with consumer rights attorneys for complex legal violations.
Choose your level of support
Choose the plan that fits your credit defense needs.
Credit Defense
$14.99/report
Most Popular
$29/month
Credit Defense
$49/month
If the dispute went from a credit-report fight to actual lawsuit papers, that's no longer credit-defense territory. EasySuit walks you through responding to a debt-collection lawsuit, drafts your Answer before the deadline, and connects you with a licensed attorney when you need one.
Your next step
Get instant AI-powered credit analysis and dispute generation. No credit card required to get started.