Kentucky Law

Kentucky Personal Injury Statute of Limitations: 2026 Window, 1-Year SOL + No-Fault PIP, and Common Pitfalls

Kentucky's general personal-injury statute of limitations is one year under KRS 413.140(1)(a). The combined trap: a very short one-year window plus a no-fault Personal Injury Protection (PIP) system under KRS 304.39 that requires Kentucky claimants to either accept basic reparation benefits or formally reject no-fault to preserve traditional tort rights.