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2 posts tagged Identity Theft, newest first.
Credit Defense
A credit freeze restricts access for new-credit decisions; a fraud alert prompts identity checks. Both are free and can be used together. Request a freeze separately at each nationwide bureau, but request a fraud alert through one bureau, which notifies the others.
Consumer Law
Identity theft has a federal recovery framework most people never use. This guide walks through the IdentityTheft.gov report, when to file a police report, and how a credit freeze actually stops new accounts from opening.