Loading LawSensai…
Ask Sensai
Your Legal Guide
Quick actions:
Quick actions:Loading LawSensai…
Your Legal Guide
Quick actions:
Quick actions:Tag
3 posts tagged Debt Defense, newest first.
Most consumer creditors can take at most 25% of your disposable earnings, or the amount your weekly pay exceeds 30 times the federal minimum wage, whichever is less, under federal law. Child support, taxes, and student loans follow different rules with higher ceilings. Here is what each creditor can take and where your protections are.
EasySuit ingests the complaint and summons, identifies the claim type and likely defenses, and produces a draft Answer with the right captions, deadlines, and affirmative defenses for the state where the suit was filed. Here is what each step actually does and why the timing matters.
About 70% of consumer debt-collection lawsuits end in a default judgment because the defendant never filed an answer. The cases that get an Answer look completely different. Most credit-card lawsuits are filed by debt buyers who do not have the documents they would need to win at trial: chain-of-title, the original cardholder agreement, a specific bill of sale. Here is the defense most people never file, in five steps.