Tag
Debt Defense
3 posts tagged Debt Defense, newest first.
Wage Garnishment in 2026: What Creditors Can Legally Take From Your Paycheck
Most consumer creditors can take at most 25% of your disposable earnings, or the amount your weekly pay exceeds 30 times the federal minimum wage, whichever is less, under federal law. Child support, taxes, and student loans follow different rules with higher ceilings. Here is what each creditor can take and where your protections are.
How EasySuit Reads a Lawsuit and Drafts a Defense in Under Ten Minutes
EasySuit ingests the complaint and summons, identifies the claim type and likely defenses, and produces a draft Answer with the right captions, deadlines, and affirmative defenses for the state where the suit was filed. Here is what each step actually does and why the timing matters.
Sued for a Credit-Card Debt? The Defense Most People Never File
About 70% of consumer debt-collection lawsuits end in a default judgment because the defendant never filed an answer. The cases that get an Answer look completely different. Most credit-card lawsuits are filed by debt buyers who do not have the documents they would need to win at trial: chain-of-title, the original cardholder agreement, a specific bill of sale. Here is the defense most people never file, in five steps.