Tag
Debt Collection
2 posts tagged Debt Collection, newest first.
How to Respond to a Debt Collection Lawsuit: The Answer, the Deadline, and the Defenses That Matter
Most debt collection lawsuits end in default judgment because the defendant did nothing. This post walks through filing the answer, the short deadline, and the affirmative defenses that actually move the case.
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Wage Garnishment Laws Explained: Federal CCPA Caps and the Typical State Overlay in 2026
The Consumer Credit Protection Act caps how much a creditor can take from a paycheck, but state law often takes less. This post explains the federal floor, the common state overlay, and the protections that matter most when a garnishment lands.
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