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4 posts tagged Debt Collection, newest first.
Under the FDCPA you can dispute a debt in writing within 30 days to force validation, tell collectors to stop contacting you, and report abuse to the CFPB or FTC.
EasySuit reads the complaint and summons, computes your Answer deadline, surfaces the defenses that apply in your state, and drafts an Answer you can review and file. Here is the whole flow, start to finish.
Most debt collection lawsuits end in default judgment because the defendant did nothing. This post walks through filing the answer, the short deadline, and the affirmative defenses that actually move the case.
The Consumer Credit Protection Act caps how much a creditor can take from a paycheck, but state law often takes less. This post explains the federal floor, the common state overlay, and the protections that matter most when a garnishment lands.