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Workers' compensation is a no-fault insurance system that pays for medical care and part of your lost wages after a job-related injury or illness. To file, report the injury to your employer promptly, get medical treatment, complete the claim forms, and meet your state's deadlines. Denied claims can usually be appealed.
The first two weeks after a workplace injury usually decide how the claim resolves. Reporting in writing, getting evaluated by the right physician, and filing the state claim form within the statutory window are the actions that protect benefits. Delays in any of the three are the most common reason claims are denied.