Bankruptcy

3 posts in this category, newest first.

Bankruptcy Automatic Stay: What It Stops and What It Does Not

Filing bankruptcy usually pauses many collection actions automatically, including lawsuits, garnishments, calls, foreclosures, and repossessions, subject to exceptions.

September 12, 2026Read

Chapter 7 vs. Chapter 13 Bankruptcy: How the Two Compare

Chapter 7 liquidates non-exempt assets and discharges most debts in months; Chapter 13 keeps your property through a 3-to-5-year repayment plan. Eligibility turns on the means test.

July 4, 2026Read

How to File for Bankruptcy: Chapter 7 vs Chapter 13, the Means Test, and What Discharge Does Not Cover

Bankruptcy is a federal court process, not a credit counseling step. This guide explains the difference between Chapter 7 and Chapter 13, how the means test decides eligibility, and which debts survive even a successful discharge.

June 17, 2026Read